ERP Start-up Loan StartMoney (KfW Product Number 067)

• Entrepreneurs, freelancers
• Successors of companies
• Young companies
• Small businesses

You will receive the funding if you:

• Establish a company
• Want to strengthen a young company (up to 5 years after commencement of business activity)
• Participate as a managing director in a company
• Take over a company in the context of a company succession
• Want to run a company as a main or provisional secondary occupation

With the ERP Founder Credit - StartGeld up to €125,000 are provided to found and operate a company. Eligible for funding are:

• Investments for the acquisition of plants, machines, computers, real estate and buildings, construction costs, furnishings, company vehicles, business and office equipment, intangible investments (licenses and patents), software.
• Operating resources, e.g. liquid funds, personnel costs, rents, expenses for marketing measures and trade fair participations, consulting costs.
• Material and warehousing
• Purchase of a company or company share, if you take on a managing director function.

You can get information about repayment periods and interest rates as well as the type and amount of security under the link listed below.
Loan Amount and Disbursement

• Up to €125,000, of which up to €50,000 for operating assets
• Application possible multiple times - up to the maximum amount of €125,000
• Up to 100% of your investment costs and operating assets
• 100% of the loan amount will be paid out
• If founding in a team, each founder can apply for up to €125,000
• You can draw your loan within 9 months of approval
• Provision for availability 0.15% per month starting 6 months and 2 banking days after approval