Brandenburg Credit Enterprise

• Business enterprises that are mainly privately owned
• Sole proprietors or self-employed professionals
• Natural persons Requirement: Applicants must have been active in the market for at least 5 years.

• Investments
• Operating resources
• Inventory
• Acquisition and participation
• A co-financing of investments in other federal states is possible if the company has its registered office in the state of Brandenburg and the project serves to secure/create jobs and strengthen the earning power.

• Up to 100% of eligible costs
• Maximum €25 million per project
• 100% payout Depending on the funding theme:
• Up to 2 years final
• Up to 5 years with a maximum of 1 interest-free year
• Up to 10 years with a maximum of 2 interest-free years
• Up to 20 years with a maximum of 3 interest-free years
• Interest rate 10 years
• Interest rate reduction of up to 0.20% p.a. nominal for a maximum of 10 years
• Always up to date (see Conditions for End Borrowers)
• Provision of 0.15% per month, starting 2 banking days and 6 months after loan approval
• In principle, the combination of a loan from the Brandenburg Credit Company with other subsidies (loans or grants) is possible within the permissible aid ceiling. However, a combination with financing from the KfW programs ERP Funding Loan SMEs and/or the KfW Funding Loan for Large Enterprises is excluded.
• For power generation plants: If subsidies are claimed for these plants under the Renewable Energy Act, the Combined Heat and Power Act or a comparable state subsidy (for example in the form of a feed-in tariff), the plant may only be financed with an ILB loan without state aid. The loan is provided to small and medium-sized enterprises on the basis of the EU Regulation for De-minimis aid for companies. For investments, an aid Investment aid for small and medium-sized enterprises (SMEs) § 17 of the General Block Exemption Regulation (GBER) can also be applied for.

Our employees will be happy to advise you on this.